Setting up user webs
Apache and FTP are "pre-wired" to work with a user directory.
By default FTP logs a user into their home directory
i.e. /home/username
By default Apache knows to look for a subdirectory public_html in user
directories
/home/username/public_html
So if the servername is bogus.com
And the user username has an index.html file in public_html
The following will work in a browser: http://bogus.com/~username